FCRA
Authorization

Fair Credit Reporting Act §§ 604, 611, and 623 Authorization

I, the undersigned, authorize HLP Credit Solutions Corporation ("HLP") to:

1. Access my consumer credit reports from Experian, Equifax, and TransUnion for the purpose of evaluating my credit profile and providing credit-repair services;
2. Communicate with credit bureaus, furnishers, and creditors on my behalf regarding disputed items;
3. File Metro 2-formatted disputes under FCRA § 611 and furnisher disputes under FCRA § 623 on inaccurate, incomplete, or unverifiable information;
4. Receive credit-bureau responses and forward them to me for review;
5. Coordinate with my designated mortgage lender, realtor, or title agent when I specifically authorize such coordination in writing.

This authorization is valid for the duration of my HLP engagement or until I revoke it in writing to hello@hlpcredit.com.

I understand HLP will handle my information under the Gramm-Leach-Bliley Act (GLBA) financial privacy standards and will not sell, lease, or share my data without my written consent.

By signing, I acknowledge receipt of the Consumer Credit File Rights notice required under the Credit Repair Organizations Act (CROA) and have read HLP's Privacy Policy and Terms of Service.